Grand Rapids Car Insurance Quotes
Our local, independent insurance agency represents 20+ Top Rated Michigan car insurance companies. Click below to get started!
OUR MISSION:
Make shopping for car insurance quick & easy
Grand Rapids car insurance rates by insurance company
Quite simply…it depends. Grand Rapids car insurance rates are based on a variety of personal factors like your age, gender, driving record, marital status and hundreds more factors. Every insurance company calculates their rates differently so it pays to shop around and compare rates from multiple carriers.
How much does Grand Rapids car insurance cost?
Quite simply…it depends. Grand Rapids car insurance rates are based on a variety of personal factors like your age, gender, driving record, marital status and hundreds more factors. Every insurance company calculates their rates differently so it pays to shop around and compare rates from multiple carriers.
How does credit affect your Grand Rapids car insurance rate?
An important rating factor that has been used for years by the insurance companies is your credit history. While Grand Rapids insurance companies won’t actually run your credit report they will review your credit history. Drivers with an excellent credit history will be rewarded with lower car insurance premiums. On the other hand, drivers with a poor credit history will ultimately pay more.
Grand Rapids Minimum Car Insurance Requirements
| Coverage | Requirements | Most Common |
|---|---|---|
| Bodily Injury Liability | 50,000 / 100,000 | 100,000 / 300,000 |
| Property Damage Liability | 10,000 | 100,000 |
Personal Injury Protection Options
As of July 2020, Michigan now offers a variety of PIP coverage options to choose from:
- Unlimited
- $500,000
- $250,000
- $50,000 (lowest option available for Medicaid recipients)
- No coverage / Opt-out (only available for those with qualifying health care plans)
Compare Rates From 20+ Companies
★★★★★ Rated 5 out of 5
Yes, I would definitely recommend your company! Not only did you save me a TON of money, but I appreciated being able to come into the office and set up my new insurance. I was able to ask questions and get answers. I also liked that when I call the office, I can talk to a live person! What used to be the norm is no longer common at all and I appreciate being able to speak with a person voice to voice. Not by email or voicemail to voicemail. Thank you!
Anna J. 
I carry my general liability insurance, auto insurance, and home insurance through Switch. Amanda was extremely helpful in explaining the benefits of my policies. (what's covered...what isn't) She is easy to work with and she took the time to answer all of my questions. Thanks!
Chris A. 
Every time I’m in contact with Switch Insurance they are super friendly and always set me up with the best insurance for my needs and budget!!
Joanne M. 
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Email: hello@insswitch.com
Phone: (800) 760-4989
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Rates From 12+ Companies!
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